Foreigner Support

"Easy-Drive Program for Hyundai/Kia"
for foreign customers
  • Easy and attractive financial offer for
    foreigners living in Korea
    who would like to buy Hyundai/Kia brand

    주한 외국인 고객을 위한 현대캐피탈 자동차금융
    Easy-Drive 프로그램

  • With an Alien Registration Card,
    loan applications are approved based
    solely on credit(just like Korean customers)

    외국인 등록증만 있으면, 외국인 고객도
    내국인 고객처럼 신용만으로 대출승인 가능

Overall Information(이용 안내)

I. Auto Installment 구매 프로그램(신차할부)

Best way to buy a Hyundai/Kia new car based on my financial plan

내 자금사정에 맞춰 새 차를 구매하는 방법

Product 상품

Eligible Model 적용차종

All Hyundai/Kia passenger and RV models (except commercial vehicles)

현대/기아자동차 승용/RV 전차종(상용차량 제외)

II. Long-term Rent-a-Car 장기렌터카

Drive a new car experiencing the benefit of a long-term Rent-a-Car
Less purchasing upfront cost, Easier driving & maintenance of vehicle

새 차 구매 부담은 줄이고, 차량 유지 관리는 더 쉽게

  • Reduced upfront cost
    Acquisition tax, automobile taxes,
    government bonds, etc.
    초기비용 부담 절감
    취득세, 자동차세, 공채비용
  • Easy maintenance
    Car registration, payment for
    fines/penalties taken care of
    by Hyundai Capital
    간편한 유지·관리
    차량 등록부터 범칙금,
    과태료 납부까지 대행
  • LPG vehicles
    Save fuel/operating costs
    (in terms of Total Cost of Ownership)
    LPG 차량 이용
    주유비 절약 가능

Product 상품

Hyundai Capital Long-term Rental - Financial Rental

현대캐피탈 장기렌터카 - 할부형

Hyundai Capital Long-term Rental - Operational Rental

현대캐피탈 장기렌터카 - 운용형

Procedures & Required Documents(이용 절차 및 필요 서류 안내)

Procedures 이용절차

  1. Visiting
    Hyundai/Kia branch

    현대·기아자동차 지점 방문

    Please visit a Hyundai/Kia
    branch nearby your place.

    가까운 현대·기아자동차 지점에 방문해 주세요.

  2. Consulting
    Hyundai Car Master(CM) or Kia Sales Representative for car purchase

    차량 구입 상담

    Please consult a Hyundai CM/Kia sales rep. for car purchase.

    현대자동차 카마스터/기아자동차 영업직사원이 차량 구입 상담을 도와 드립니다.

  3. Inquiry for Credit line/

    대출 상담/심사

    Hyundai Capital will inform you of your credit line and a preliminary approval decision.

    현대캐피탈에서 대출한도 및 1차 승인여부를 안내해 드립니다.

  4. Document Preparation

    서류 준비

    Please prepare all necessary documents.

    필요 서류를 준비해 주세요.

  5. Contract Signing/
    Document Submission

    차량 계약/서류 접수

    Please sign the contract for car purchase and submit your documents.

    대출한도 및 1차 승인여부를 안내해 드립니다.

  6. Document Verification/
    Phone Verification

    서류 심사/해피콜

    Hyundai Capital will review the documents and record a call with you for phone verification to give a final approval.

    현대캐피탈에서 최종 승인을 위해 서류 심사 및 유선 녹취를 진행합니다.

  7. Funding/
    Car Delivery to Customer

    대출 확정/차량 인도

    • Hyundai Capital will inform you of your deal funded.
    • Your car will be delivered to wherever and whenever you want.(In case of Rental)
    • 현대캐피탈에서 최종 승인을 안내해 드립니다.
    • 차량은 고객이 원하시는 시간/장소로 탁송해 드립니다. (장기렌터카)

Required Documents 필요 서류

  • 1. Certificate of Domestic Residence Report


  • 2. Alien Registration Card


  • 3. Korean Driver's License(or Intn'l Driver's License)

    국내운전면허증(또는 국제운전면허증)

  • 4. Employment/Annual Income Verification Document(if needed)

    재직/소득 증빙서류(필요 시)

  • * As long as your demestic residence can be confirmed and your history of credit has no issue, you are eligible for Auto approval, which takes only in a few minutes.
    In this case, only Alien Registration Card are required.
  • * 거주가 확실하고, 신용거래 이력에 문제 없는 경우, 자동승인 심사 가능. 이 경우 외국인등록증만 필요

[Information on Hyundai Capital's New Car Installment Product]

APR : 4~6.5%, Prepayment penalty : 0~2%, Repayment type : equated monthly payment(EMI),
Delinquency interest rate : agreed interest rate+up to 3% (statutory maximum interest rate 20%)

  • - APR varies depending on the product or the length of the loan.
  • - The early termination fee varies depending on how much of your term you completed at the time of termination.
  • - Cost of releasing a lien on vehicle is fully borne by the customer, and stamp tax is shared 50/50 between Hyundai Capital and the customer.
  • - Terms & conditions of loan vary depending on the collateral and its type, and lending may be restricted if the collateral or credit rating are ineligible.
  • - Pursuant to Article 19.1 of the Financial Consumer Protection Act, a financial consumer has the right to receive explanation about a product or service; and should conduct the transaction after fully listening and understanding the explanation.
  • - Please make sure to read the Product Guide and the Terms & Conditions carefully before entering into a contract.

[Information on Hyundai Capital's Long-Term Rent-A-Car Product]

Early termination fee : Remaining payments on rentalXfee rate(individually agreed), Stipulated loss value for early takeover : Remaining principalX(1+stipulated loss rate 0~5%),
Takeover fee : takeover amountX1%, Excess mileage charge : excess mile(Km) X overage fee(80~150 won depending on vehicle type) per Km,
Late return fee : daily rental charge X number of days past due X 200%, Purchase fee : 8% of vehicle price, Delinquency interest rate : 20%

  • - The early termination fee and the stipulated loss value for early takeover vary depending on the type of your product and how much of your term you completed at the time of termination.
  • - To transfer the title of the car into your name at the end of term, you should pay the acquisition tax.

“Excessive debt compared to your repayment capability may drop your credit score."

"Drop in your credit score may negatively affect your financial transaction."

"If you are delinquent with principal and interest (or installment of loan, payment amount, etc.) for a specified period of time, you may become liable to repay the full amount of principal and interest."

Reviewed and approved by the Credit Finance Association No.2021-C1h-05356 (June. 22. 2021~June. 21. 2026)

APR application date : June. 01. 2021